• A comparison of banks and real estate intermediaries as house sellers 

      Montalvo, Jose G.; Raya, Josep Maria (Journal of Housing and the Built Environment. 2023;(38):1385–1407, 2023)
      The foreclosure crisis associated with the banking crisis transformed banks in the hardesthit countries into real estate brokers. The main novelty of this paper is to study banks as sellers of their own ...
    • The real estate and credit bubble: evidence from Spain 

      Akin, Ozlem; Montalvo, Jose G.; Garcia Villar, Jaume; Peydró, José-Luis; Raya, Josep Maria (SERIEs. 2014 Aug;5(2-3):223-243, 2014)
      We analyze the determinants of real estate and credit bubbles using a unique borrower-lender matched dataset on mortgage loans in Spain. The dataset contain real estate credit and price conditions (loan ...