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dc.contributor.authorTorres-Pruñonosa, Jose
dc.contributor.authorGarcía Estévez, Pablo
dc.contributor.authorRaya, Josep Maria
dc.contributor.authorPrado-Roman, Camilo
dc.contributor.otherTecnoCampus. Escola Superior de Ciències Socials i de l’Empresa del (ESCSET)ca
dc.date.accessioned2023-07-07T09:46:24Z
dc.date.available2023-07-07T09:46:24Z
dc.date.issued2022
dc.identifier.citationTorres-Pruñonosa J, García Estévez P, Raya JM, Prado-Roman C. How on earth did Spanish banking sell the housing stock?. SAGE Open. 2022;12(1):1-14. DOI: 10.1177/21582440221079916ca
dc.identifier.issn2158-2440; 2158-2440ca
dc.identifier.urihttp://hdl.handle.net/20.500.12367/2223
dc.description.abstractThe accumulation of properties by Spanish banks during the crisis of the first decade of the 21st century has definitely changed the housing market. An optimal house price valuation is useful to determine the bank’s actual financial situation. Furthermore, properties valued according to the market can be sold in a shorter span of time and at a better price. Using a sample of 24,781 properties and a simulation exercise, we aim to identify the decision criteria that Spanish banking used to decide which properties were going to be sold and at what price. The results of the comparison among four methods used to value real estate—artificial neural networks, semi log regressions, a combined model by means of weighted least squares regression, and quantile regressions—and the actual situation suggest that banking aimed to maximize the reversal of impairment losses, although this would mean capital losses, selling less properties, and decreasing their revenues [...].ca
dc.format.extent14 p.ca
dc.language.isoengca
dc.publisherSAGE Publications Incca
dc.relation.ispartofSAGE Open. 2022;12(1):1-14ca
dc.rights© Torres-Pruñonosa J, et al. 2022. This article is distributed under the terms of the Creative Commons Attribution 4.0 License (https://creativecommons.org/licenses/by/4.0/) which permits any use, reproduction and distribution of the work without further permission provided the original work is attributed as specified on the SAGE and Open Access pages (https://us.sagepub.com/en-us/nam/open-access-at-sage).ca
dc.rightsAttribution 4.0 International*
dc.rights.urihttp://creativecommons.org/licenses/by/4.0/*
dc.subject.otherArtificial neural networksca
dc.subject.otherHedonic pricesca
dc.subject.otherBankingca
dc.subject.otherReal estatesca
dc.subject.otherHousingca
dc.subject.otherSpainca
dc.titleHow on earth did Spanish banking sell the housing stock?ca
dc.typeinfo:eu-repo/semantics/articleca
dc.description.versioninfo:eu-repo/semantics/publishedVersionca
dc.rights.accessLevelinfo:eu-repo/semantics/openAccess
dc.embargo.termscapca
dc.identifier.doi10.1177/21582440221079916ca


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© Torres-Pruñonosa J, et al. 2022. This article is distributed under the terms of the Creative Commons Attribution 4.0 License (https://creativecommons.org/licenses/by/4.0/) which permits any use, reproduction and distribution of the work without further permission provided the original work is attributed as specified on the SAGE and Open Access pages (https://us.sagepub.com/en-us/nam/open-access-at-sage).
Excepto si se señala otra cosa, la licencia del ítem se describe como http://creativecommons.org/licenses/by/4.0/
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