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dc.contributor.authorRaya, Josep Maria
dc.contributor.authorVargas, Claudia
dc.contributor.otherTecnoCampus. Escola Superior de Ciències Socials i de l’Empresa del (ESCSET)ca
dc.date.accessioned2023-07-07T08:43:35Z
dc.date.available2023-07-07T08:43:35Z
dc.date.issued2022-04-04
dc.identifier.citationRaya JM, Vargas C. How to become a cashless economy and what are the determinants of eliminating cash. J Appl Econ. 2022 Apr 4;25(1):543-562. DOI: 10.1080/15140326.2022.2052000ca
dc.identifier.issn1514-0326; 1667-6726ca
dc.identifier.urihttp://hdl.handle.net/20.500.12367/2221
dc.description.abstractThis paper aims to ascertain the determinants by which individuals decide to use credit cards as a payment method rather than cash; that is, to understand changes in socioeconomic factors on the long-term use of alternatives to cash. Using the data from the waves (2002–2017) of the Spanish Survey of Household Finances (SSHF) and a panel data estimation (static and dynamic), we identify education, age, income and wealth as the main drivers of credit cards as a payment method. We disentangle the effect of age and the cohort effect. We check for nonlinearity problems and card use persistence. A secondary aim is to establish, using a controlled experiment, some of the financial consequences of being a cashless economy.ca
dc.format.extent20 p.ca
dc.language.isoengca
dc.publisherTaylor & Francis Groupca
dc.relation.ispartofJournal of Applied Economics. 2022 Apr 4;25(1):543-562ca
dc.rights© 2022 Raya JM, Vargas C. Published by Informa UK Limited, trading as Taylor & Francis Group. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (http://creativecommons.org/ licenses/by/4.0/), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.ca
dc.rightsAttribution 4.0 International*
dc.rights.urihttp://creativecommons.org/licenses/by/4.0/*
dc.subject.otherCardca
dc.subject.otherCashca
dc.subject.otherPayment methodca
dc.subject.otherCashless economyca
dc.titleHow to become a cashless economy and what are the determinants of eliminating cashca
dc.typeinfo:eu-repo/semantics/articleca
dc.description.versioninfo:eu-repo/semantics/publishedVersionca
dc.rights.accessLevelinfo:eu-repo/semantics/openAccess
dc.embargo.termscapca
dc.identifier.doi10.1080/15140326.2022.2052000ca


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© 2022 Raya JM, Vargas C. Published by Informa UK Limited, trading as Taylor & Francis Group.  This is an Open Access article distributed under the terms of the Creative Commons Attribution License (http://creativecommons.org/ licenses/by/4.0/), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
Except where otherwise noted, this item's license is described as http://creativecommons.org/licenses/by/4.0/
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