dc.contributor.author | Raya, Josep Maria | |
dc.contributor.author | Vargas, Claudia | |
dc.contributor.other | TecnoCampus. Escola Superior de Ciències Socials i de l’Empresa del (ESCSET) | ca |
dc.date.accessioned | 2023-07-07T08:43:35Z | |
dc.date.available | 2023-07-07T08:43:35Z | |
dc.date.issued | 2022-04-04 | |
dc.identifier.citation | Raya JM, Vargas C. How to become a cashless economy and what are the determinants of eliminating cash. J Appl Econ. 2022 Apr 4;25(1):543-562. DOI: 10.1080/15140326.2022.2052000 | ca |
dc.identifier.issn | 1514-0326; 1667-6726 | ca |
dc.identifier.uri | http://hdl.handle.net/20.500.12367/2221 | |
dc.description.abstract | This paper aims to ascertain the determinants by which individuals decide to use credit cards as a payment method rather than cash; that is, to understand changes in socioeconomic factors on the long-term use of alternatives to cash. Using the data from the waves (2002–2017) of the Spanish Survey of Household Finances (SSHF) and a panel data estimation (static and dynamic), we identify education, age, income and wealth as the main drivers of credit cards as a payment method. We disentangle the effect of age and the cohort effect. We check for nonlinearity problems and card use persistence. A secondary aim is to establish, using a controlled experiment, some of the financial consequences of being a cashless economy. | ca |
dc.format.extent | 20 p. | ca |
dc.language.iso | eng | ca |
dc.publisher | Taylor & Francis Group | ca |
dc.relation.ispartof | Journal of Applied Economics. 2022 Apr 4;25(1):543-562 | ca |
dc.rights | © 2022 Raya JM, Vargas C. Published by Informa UK Limited, trading as Taylor & Francis Group. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (http://creativecommons.org/ licenses/by/4.0/), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited. | ca |
dc.rights | Attribution 4.0 International | * |
dc.rights.uri | http://creativecommons.org/licenses/by/4.0/ | * |
dc.subject.other | Card | ca |
dc.subject.other | Cash | ca |
dc.subject.other | Payment method | ca |
dc.subject.other | Cashless economy | ca |
dc.title | How to become a cashless economy and what are the determinants of eliminating cash | ca |
dc.type | info:eu-repo/semantics/article | ca |
dc.description.version | info:eu-repo/semantics/publishedVersion | ca |
dc.rights.accessLevel | info:eu-repo/semantics/openAccess | |
dc.embargo.terms | cap | ca |
dc.identifier.doi | 10.1080/15140326.2022.2052000 | ca |